You swim through the dark cave. The tunnel is narrow, long and dark but eventually you enter a larger room with light. Half the room is filled with water and there is a small flat area above the water surface. An opening at the top of the room allows sunlight to come in.
The flat area above the surface right next to the cave wall, is absolutely littered with golden coins, jewels and other shiny objects. These must have been hidden by pirates a long time ago, you think to yourself.
You leave the water and slowly make your way to the treasure. You sit yourself on top of a pile of golden coins and start inspecting various jewels. It's a shame you can't spend this on anything.
Your bikini starts itching again, so you decide you have had enough of it. There is nobody who can see it if you swim around naked, so you take off your bikini top and throw it away.
You take some time to get used to the weight on your chest and the free movement that your breasts have. When you get back in the water it feels like your breasts are floating.
It's weird. A lot has changed in such a short amount of time that you haven't taken time to appreciate your new female body.
But now what. You have an entire ocean to explore and all the money in the world. You still have that final wish. What are you going to spend it on?